Can i Replace my DROID 2 without insurance?

i got my droid a few months ago, (late summer 2010) im not sure if i have insurance, and i just dropped my phone and now the touch screen doesnt work. luckily i have a boatload of money from this holiday, but how much will a droid 2 cost without insurance and only a few months into the plan???? PLEASE HELP!!!!! THANKS